Sports Cars in the UAE: Understanding the Full Cost of Ownership

19 January 2026

Supercars are a common sight on Dubai’s streets, and it’s easy to see why. Their ability to go from 0 to 100 km/h in seconds is thrilling, and they also symbolize ambition, prestige, and success. But owning one comes with expenses that don’t stop at buying the car.

Before you commit to purchasing a performance vehicle, a comprehensive understanding of the total financial picture is important. This guide breaks down the real costs of sports car ownership in the UAE, so you can ride the dream while planning smartly.

The Immediate Hidden Costs

The moment a new car leaves the dealership, depreciation and insurance begin shaping the true cost of ownership. 

The Depreciation Factor 

High-performance vehicles, especially limited-run models or those with bespoke technology, depreciate differently from standard luxury cars. In a fast-moving market like the UAE, where new models appear regularly, even premium vehicles can lose value sooner than expected. High mileage or changes to the car’s condition can accelerate this process.

As a general rule of thumb, a new performance car in the UAE can be expected to lose 15–20% of its market value within the first year of ownership. While this affects resale value, it’s the trade-off for owning a machine built for exclusivity and advanced engineering.

Comprehensive Insurance Premiums 

Insuring a high-value sports car in the UAE is mandatory, and premiums are calculated based on the car’s market value, complexity of its repairs, replacement part costs, and overall risk profile. Naturally, a powerful sports car, especially if driven by a younger owner, will carry a higher premium than a standard family car.

Annual insurance for high-end models can run into tens of thousands of dirhams, usually with a deductible or excess in case of damage. Being aware of these details helps owners plan effectively and ensures their vehicle is fully protected. Knowing these details is key to planning and keeping a sports car in the UAE fully protected.

Operational Expenses: Fueling and Licensing

Once the initial purchase and insurance are taken care of, ongoing operational costs become part of owning a performance vehicle. These recurring expenses ensure the car stays road-ready and fully functional.

Fuel Consumption

Sports cars are designed for speed and performance rather than fuel economy. Even with UAE fuel prices being competitive globally, high-performance engines need premium gasoline and consume more fuel than the average car. Owners who use their sports car for daily commuting or frequent vacations will notice fuel as one of the larger operational expenses.

Registration and Administrative Fees

All cars in the UAE require annual registration, which includes municipality charges, plate renewals, and, for older vehicles, mandatory testing. These are recurring administrative responsibilities that owners must manage each year. While individually smaller than insurance or maintenance, they add to the ongoing cost of ownership and are important to factor into your overall budget.

Maintenance and Repairs

The most unpredictable and perhaps the highest expenses associated with ownership lie in maintenance and repair. Performance cars need specialist care that demands time, expertise, and usually imported parts.

Routine Service and Specialist Labor

Routine maintenance is more than a standard oil change. It involves specialized fluids, high-performance filters, and brand-specific diagnostic software. Performance-tuned engines and transmissions need attention at shorter intervals than typical vehicles. Labor costs are also higher for technicians skilled in exotic materials like carbon fiber brakes or complex suspension systems. Make sure to follow the manufacturer’s recommended service schedule at authorized dealerships or certified workshops to maintain performance, safety, and resale value.

Unexpected Repairs

Even with careful maintenance, surprises can happen. Replacing specialized parts can be expensive, sometimes costing as much as a used family car. Many components need to be imported, which can add delays and extra fees, making repairs both costly and time-consuming.

Try Leasing: A Smart Financial Choice

Owning a high-performance sports car in the UAE involves the initial purchase price, insurance, fuel, maintenance, and administration. Contrarily, leasing from ART Elite Car Rental offers a more predictable way to enjoy a wide selection of vehicles without the complexities and costs of full ownership.

With our leasing plans, all administrative and maintenance responsibilities are bundled into a single monthly payment. Packages typically include comprehensive insurance, routine maintenance, registration services, and 24/7 roadside assistance. Drivers can explore our full range of available vehicles here, while enjoying peace of mind, knowing depreciation and unexpected repair costs are taken care of.

Lease your ideal vehicle today, and focus on the thrill of the drive, the style, and the performance while leaving the logistics and financial planning to the experts. Contact us to explore flexible terms today and drive your dream vehicle!